Holiday joy shouldn’t come with January debt. This year, it’s time to glow smarter with your money. Start with a simple plan:
- Set a realistic spending limit
- Use cash back apps like Rakuten
- Buy gifts early before prices spike.
Instead of expensive gifts, consider experience-based giving. Host a vision board night. Create personalized gift baskets with locally produced products from a Black woman-owned business or from a historically under served group of artisans. These gestures hold more meaning than any big-box item ever could.
Financial freedom starts with discipline and mindfulness. As we step into the holidays, remind yourself: every “no” now is a “yes” to future peace.
@markettesheppard What good is #money in the hands of a #fool?🤷🏽♀️ Here’s my take on #proverbs17 and how to have a #financial #glowup💰if ♬ original sound – Markette Sheppard
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Editorial Note: Glow Girls are transparent, so we thought we’d let you know, AI assisted with the creation of this post.

